Our Impact
Hope’s policy and advocacy agenda is driven by the experiences of our members and communities, and the lessons learned from HOPE’s own expertise as a community development lender reaching these communities. Our priorities and their connection to our lending impact are below.”
WE ADVOCATE FOR
Financial Inclusion & Consumer Protections
HOPE advances financial inclusion by fighting predatory lending and advocating for strong consumer protections. We work to ensure families in the Deep South have fair access to affordable credit, banking services, and tools to build generational wealth.
125,271
members are
in HOPE Households
47%
of them were
Unbanked or Underbanked


WE ADVOCATE FOR
Affordable Housing & Homeownership
Homeownership is a cornerstone of economic mobility. HOPE promotes housing policies that expand access to affordable housing, protect renters, and create pathways for low- and moderate-income families to achieve and sustain homeownership.
“Prosperity is owning my own home. My first home ever. I feel like a millionaire!”
– Sylvia Brandon (HOPE member, 1st time Home Buyer)
WE ADVOCATE FOR
Community Economic Development
Communities thrive when investments reflect their needs. HOPE supports public policies that strengthen local economies, expand community resources for mission aligned allies such as HBCUs, municipalities and other essential community facilities.
136,390
Patients served
in HOPE financed Health Care facilities
1,770
Students served
in HOPE financed HBCUs & schools annually


WE ADVOCATE FOR
Small Business & Capital Access
Small businesses are the backbone of local economies, yet face systemic barriers to capital. HOPE advocates for expanded access to small business lending, fair financing, and resources that empower entrepreneurs to create jobs and build wealth in their communities.
HOPE supported
1,800
Jobs
since 2024
In HOPE’s Lending
61%
Businesses
are Black & Minority owned
WE ADVOCATE FOR
CDFIs / MDIs
As a leading Community Development Financial Institution and Minority Depository Institution, HOPE demonstrates the power of Community Development Financial Institutions (CDFIs) and Minority Depository Institutions (MDIs) to expand economic opportunity. Through research and advocacy, we work to ensure community-based financial institutions have the resources to serve families that feel excluded from other financial institutions.
3,915
number of
total loans closed
$1,087,479
dollars in
total loan production


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