Creating opportunity where it's needed most.

Financial Inclusion

The financial inclusion work of the Hope Policy Institute focuses on the implementation of strategies that increase the integration of unbanked and underbanked consumers into the financial mainstream, with the ultimate goal of building assets among the region’s low-wealth residents. The Hope Policy Institute also advocates strongly for responsible lending practices and for the protection of consumers who are the targets of high-cost financial service providers.

Over the years, HOPE has managed a number of asset development programs including the Borrow and Save payday loan alternative and children’s savings accounts. On consumer protection issues, the Hope Policy Institute team works closely with the loan officers of Hope Credit Union to identify how members have been affected by high-cost lending and to craft policy solutions to reduce its harmful effects.

Related Blog Articles

Households in Deep South Struggle to Afford Enough Food3

Louisiana, Mississippi Least Banked States in the Nation

November 27th, 2018

The Federal Deposit Insurance Corporation (FDIC) last month released its […]

Thumbnail_Deep South Among Least Credit Worthy States2

Deep South States among the Least Credit Worthy in the Nation

October 4th, 2018

Credit is an important asset and helps determine a consumer’s […]

Thumbnail_College Attainment a Dream for Many in the Deep South2

College Attainment a Dream for Many in the Deep South

August 17th, 2018

This blog explores the barriers, like student loan debt, that […]

Thumbnail_Black History Month2

Black History Month: Economic Justice was Never an Aside

February 28th, 2018

The first time that Fannie Lou Hamer attempted to register […]

Thumbnail_Place Matters-Restoring the American Dream in the Deep South

Place Matters: Restoring the American Dream in the Deep South

February 23rd, 2018

People who live in long-term poverty experience a range of […]